Sinclair New smart Finance
With a variety of finance methods on new cars, Sinclair smart can help you to drive the perfect city car.
Browse Our Finance Offers
Please click on the models below to view more financial information:
Operating Lease
This funding method allows you to drive a new smart car for a fixed period of time. Monthly rentals are based on the difference between the value of your car at the beginning of the agreement and the projected resale value at the end of the agreement (plus finance charges). As you are only paying part of the car’s value, the monthly rentals are reduced. At the end of the contract you can simply hand the car back and walk away (there may be excess mileage or damage charges to pay). Alternatively you are free to lease or even buy another car.
Hire Purchase
If you like things to be easy and straight forward, a simple repayment Hire Purchase plan could be the answer. You just pay a deposit and the balance of the purchase price, plus interest, is repaid in regular monthly repayments. The more deposit you pay, the less you have to pay each month. At the end of the agreement you pay a small administration fee and the car is yours.
Agility
A flexible funding option that allows you to defer the decision as to whether you purchase or return the car until the end of the agreement. The future value of your car is guaranteed based upon your estimated mileage, helping to lower your repayments. Once you reach the end of the agreement you have three choices:
Option 1: Pay the Optional Purchase Payment (equal to the guaranteed future value) and the car is yours
Option 2: Return the car. Other than any excess mileage or wear and tear charges, you have nothing more to pay. You can then take out another contract if you wish.
Option 3: Purchase and part exchange your car for a new one using the equity in your old one.
Benefits for all
- By including an Optional Purchase Payment, we can reduce your monthly payments.
- The future value risk is underwritten by smart.
- Defer your ownership decision until the end of the contract.
- Flexible deposit and repayment period.
Benefits for Businesses
- The car is an asset on the balance sheet.
- An additional line of credit.
Suited to:
- Anyone wishing to drive a higher specification car for a lower monthly payment
- Business users who have been given a budget to purchase a vehicle privately (replacing a company car).